Moneyboxx Finance Limited — PPTs, 28-05-2026: Investor Presentation

Here's a summary of Moneyboxx Finance Limited's investor presentation, keeping your preferences in mind:

**1. Business Performance:**

Moneyboxx Finance is strategically pivoting towards secured lending, with secured disbursals at 67% in FY26, up from 49% in FY25. This shift is bolstering their Assets Under Management (AUM) which stood at ₹893 crore as of March 2026, and contributing to improved asset quality, evidenced by a GNPA reduction to 3.59%. The company is focusing on the upper tier of the micro-enterprise segment, targeting customers with strong credit profiles and higher Average Ticket Sizes (ATS).

**2. Growth Drivers or Strategy:**

Key strategic initiatives include leveraging emerging technologies to enhance lending operations. They have rolled out an in-house Loan Origination System (Moneyboxx One) and are utilizing AI/ML for underwriting. The company is also expanding its product offerings with a focus on Renewable Energy loans to support MSME solarization.

**3. Recent Developments:**

A significant development is the successful completion of an equity raise of ₹33.4 crore in Q4 FY26. They also raised ₹302 crore via NCDs in CY25, showcasing strong access to debt capital.

**4. Key Financial Metrics:**

While specific profit figures are not detailed in the summary, the presentation highlights a YoY total income growth of 17% for FY26, reaching ₹232.13 crore. Net Interest Income & Fee Income saw a 9% increase to ₹148.54 crore for FY26.

**5. Management Commentary / Outlook:**

Moneyboxx Finance aims to increase its secured book to ~80% of AUM by March 2027. They are also targeting a ₹100+ crore solar book in FY27. The company maintains a strong financial position with a healthy capital adequacy ratio, positioning them well for future growth.