Incorporated in 1985, Capital TrustLtd provides loans to Small and MicroEnterprises
Capital Trust's AUM surged 52% QoQ to ₹240 Cr, driven by scaling gold loans and partner-led MSME. Its risk profile improved, with 72% secured/zero-risk AUM, GNPA at 2.7%, and NNPA 0%. The company reported its second consecutive profitable quarter with PAT of ₹0.20 Cr.
Capital Trust pivoted to secured gold loans and partner-led MSME lending. Q4FY26 saw AUM rise 52% to ₹158 Cr and disbursements hit ₹90 Cr. PBT turned positive at ₹0.13 Cr, and Gross NPA fell to 2.8%, indicating a clean balance sheet and restored profitability.
Capital Trust reported Q4FY26 operational profitability (PBT ₹0.13 Cr), completing its shift to secured and partnership-led lending. Disbursements surged to ₹89.4 Cr (4.5x Q3FY26), Gross NPA fell to 2.8%, and leverage is now below 1x with strong capital adequacy.