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Incorporated in 1992, ESAF is a Small Finance Bank mainly focusing on providing loans to rural and semi-urban customers.
**ESAF Small Finance Bank Q1 FY27 Update:** 1. **Business Performance:** ESAF SFB delivered a strong Q1 FY27. Net Profit turned around impressively to ₹80 Cr from a loss in the prior year. Gross Advances surged 27% YoY to ₹23,216 Cr, while Total Deposits grew 19% YoY to ₹26,924 Cr. Asset...
ESAF Small Finance Bank reported a strong Q3FY26, posting a profit of ₹7 Cr, marking a turnaround from previous quarters' losses. Gross Advances grew 13.1% YoY to ₹20,679 Cr, while Deposits rose 7.1% YoY to ₹24,006 Cr. The bank is strategically de-risking, with MARG loans (MSME, Agri, Retail, Gold) now...
ESAF Small Finance Bank's Q2 FY26 update shows Gross Advances up 4.3% YoY to ₹19,137 Cr, driven by a strategic shift to 61% secured loans, with Gold Loans doubling. Total Deposits grew 5.9% YoY to ₹22,894 Cr, and CASA rose 13.7% YoY to ₹6,046 Cr. While H1 FY26 reported a...
Here is the summary based on your preferences: **Financial Highlights:** Q1FY26 results show a Net Loss of ₹81.2 Cr. Net Interest Income (NII) decreased YoY, but Non-Interest Income grew significantly to ₹195.14 Cr. Net Interest Margin (NIM) was 6.0%. Total Loan Book reached ₹19,809 Cr, and Deposits grew 8.7% YoY...
**1. Financial Highlights:** Q1FY26 saw a Loss After Tax of ₹81.2 Cr. Net Interest Income was ₹377.87 Cr. Loan Book grew marginally to ₹19,809 Cr; Deposits hit ₹22,698 Cr. NIM stood at 6.0%. Asset quality: GNPA 7.5%, NNPA 3.8%. CRAR remains robust at 22.7%. **2. Strategic Initiatives & Growth Drivers:**...